My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. What is an APR on a payday loan and how should I use it?
I was an authorized user on my deceased relative’s credit card account. Am I liable to repay the debt?
I just received a new card from the card issuer with a new account number and a letter saying my account had been "compromised." What does that mean? What should I do?
I let the card issuer know I was closing my account. They are still charging me interest. Can they do that?
I received a notice from my card issuer telling me that they were closing my account and that I cannot use my credit card any more. Can they do that?
I just learned that my card issuer has closed my account without giving me any notice. Can they do that? What can I do?
I got a credit card promising no interest for a purchase if I pay in full within 12 months. How does this work?
My bill shows different APRs and shows how much of the balance is subject to each interest rate. I cannot figure out how this is calculated. How does that work?
I am a stay-at-home spouse or partner without a separate income. I share income and expenses with my spouse or partner. Can I still get a credit card in my own name?
When I went to use my credit card the store told me the charge was not "authorized". What does that mean? What can I do?